Zumer is an NFT liquidity protocol that uses an oracle provider to provide a decentralized price feed for NFTs to the protocol. Zumer then uses rules of the smart contract to price NFTs and lend permissionlessly. The platform also allows and Metaverse projects to create their own financing pools as well. Zumer aims to be a fully decentralized lending market for Metaverse assets. The platform notably seperates lender liquidity into the lending pool and provisioning pool to manage risk.